Job Description

Legal Entity: Honda Federal Credit Union
Business Unit: Honda Federal Credit Union
Department: Real Estate Lending

Division: 1CU
Work Location: Honda Federal Credit Union - Marysville, OH Echo Dr. Location
Shift: 1st
Workstyle: 100% Onsite
Career Level: 2
Job Grade: Non-Exempt-5 (NE5)

Job Purpose

Assist credit union members through the full real estate loan process, from initial assessment of financial needs through loan closing. Ensure compliance with all state and federal regulations while maintaining strong communication with members and third party partners including realtors, title companies, and processors.

Key Accountabilities

• Achieve sales goals by following up on pre approvals, assisting members with loan applications, and providing product recommendations and disclosures
• Obtain LP/DU feedback, collect and review supporting documentation, and explain requirements to members
• Initiate outbound sales calls, visit branches, participate in homebuyer seminars, and build relationships with realtors and title companies
• Lock rates and manage the loan process to ensure timelines are met and a high level of member service is delivered
• Participate in ongoing training and mentor team members on real estate loan processes

Qualifications, Experience, and Skills

• High school diploma or equivalent
• Must meet or have met NMLS requirements

Minimum Experience

• Minimum 3 years of related experience or relevant training
• Working knowledge of state and federal lending regulations
• Completion of internal specialized training

Other Job Specific Skills

• Proficiency in Microsoft Office
• Ability to structure loan offers and interpret regulations, policies, and procedures
• Strong member service and communication skills
• Ability to work in a fast paced environment
• Knowledge of financial statements, tax returns, and credit reports
• Understanding of title reports, insurance, and appraisals
• Knowledge of secondary market guidelines
• Strong organization and multitasking skills
• Excellent verbal and written communication

What differentiates Honda and make us an employer of choice?

Total Rewards:

• Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
• Paid Overtime
• Regional Bonus (when applicable)
• Industry-leading Benefit Plans (Medical, Dental, Vision, Rx) 
• Paid time off, including vacation, holidays, shutdown
• Company Paid Short-Term and Long-Term Disability 
• 401K Plan with company match + additional contribution
• Relocation assistance (if eligible)

Career Growth:

• Advancement Opportunities
• Career Mobility
• Education Reimbursement for Continued Learning
• Training and Development programs 

Additional Offerings:

• Tuition Assistance & Student Loan Repayment
• Lifestyle Account
• Childcare Reimbursement Account
• Elder Care Support
• Wellbeing Program
• Community Service and Engagement Programs
• Product Programs

Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.

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